Responsibilities
- Drive Early Alert Review (“EARâ€) mechanism, including but not limited to the screening of EAR triggers (loan excess, overdue, breach of loan covenants, financial deterioration, etc.) and policy maintenance.
- Provide recommendation and establish risk strategy of problematic accounts to management.
- Prepare various management reports (in particular asset quality) to be submitted to Head Office or HKMA.
- Initiate and organize ad-hoc portfolio reviews and reporting on credit portfolio risk aspects, and report to the senior management and Head Office.
- Participate in relevant credit risk projects to improve risk monitoring and portfolio management.
- Monitor the adverse news and development of corporate clients and prepare the monthly adverse news report.
- Liaise with regulators , internal and external auditors for thematic examinations and regular audits.
- Provide coaching and guidance to teammates.
- Other tasks assigned by management.
Requirements
- Degree in Business Administration, Finance, Accounting, Statistics or Risk Management.
- Minimum 6-8 years of banking experience gained in sizeable financial institutions, in which 3-5 years of experience in credit risk/ credit control.
- Holder of Certified Credit Risk Management Professional (Credit Portfolio Management) (CCRP(CPM)) is preferred.
- Strong problem solving, analytical and communication skills, must be a team player.
- Proficient in both spoken and written English and Chinese including Putonghua.
For more details about career opportunities with the Bank, please visit our website http://www.cncbinternational.com/careers/en/index.jsp. Please apply with full resume stating current and expected salaries.
Personal data collected will be used for recruitment related purposes only. Applicants not invited for interview within 6 weeks may consider their applications unsuccessful. However, applicants may be considered for other suitable positions within the Group for a period of not more than 2 years. Personal data will be destroyed at any time after 3 months.
China CITIC Bank International is committed to being an equal opportunities employer and intends to provide a work environment free of unlawful discrimination or harassment. All employment decisions will be made in a non-discriminatory manner.